Michelle Benson-Dumas

August is a useful time for families to reset routines and update the little things that matter. If your student is driving more, moving out, or bringing new responsibilities into the mix, I can help with auto and renters insurance questions. My office is here to make the conversation clear, friendly, and easy to start.

I have been a proud resident of this community for over 20 years and opened my office in 2010 with a passion for helping others make confident, informed decisions about their insurance. With over 17 years of experience at State Farm and deep roots in this area, I’m committed to providing dependable service to individuals and families throughout Norfolk, Portsmouth, and Suffolk.

We offer a full range of insurance options designed to meet the needs of both Virginia and North Carolina residents. Whether you're hitting the road or settling into a new home, we’re here to support you with Auto, Home, and Life Insurance. Our team also assists with Renters, Condo, and Pet Insurance, and we proudly support small business owners with Business coverage personalized to help them move forward with confidence. Whatever your situation may be, we’re ready to provide clear and consistent support.

Education and service have always been at the heart of what I do. I earned my degree in Accounting from Virginia Union University and completed my MBA at Regent University. When I’m not working, I enjoy traveling, playing pickleball, and volunteering. I’m honored to support organizations that make a positive impact in our local area. I come from a close-knit family and married my neighbor of 30 years—a fun fact that reflects just how much community means to me.

At our office, we believe relationships are important, and we’re here to help you navigate coverage with genuine care. Call, text, or email my office today so you are covered by the top-rated insurance company in America. If you’re in Chesapeake or anywhere across Virginia or North Carolina, give us a call or stop by. We’d love to learn about how we can support you with your insurance needs.

Frequently Asked Questions (FAQ)

Q: How can I compare auto insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Connect with Michelle for insurance guidance in Chesapeake.

Q: How fast can I get car insurance?

A: Car insurance coverage can often start the same day, depending on your situation. In Chesapeake, you can count on Michelle for personalized service.

Q: What are the insurance requirements on a leased car?

A: Leased cars typically require liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. Michelle is here to help your Chesapeake household feel covered.

Q: How would you explain renters insurance?

A: Renters insurance is coverage that helps protect your personal belongings and provides personal liability protection while renting a home or apartment. Looking for coverage? Talk with Michelle about your options in Chesapeake.

Q: What protections does home insurance usually provide?

A: Homeowners insurance can help protect your home, personal property, personal liability, and additional living expenses after a covered loss. For personalized coverage in Chesapeake, VA, reach out to Michelle.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Michelle is proud to serve the Chesapeake community.